Fat Piggy Bank

  How to figure out a budget A budget can simply be an estimate of the money you earn and spend. It represents the financial situation without much complications. Figuring out ones budget is simple, all you need to do is keep a track of the needs and wants and your savings. When’s person earns £2000 a month, he/she needs to keep a track of the money that’s being paid for the housing, food, insurance, savings and dept repayment. That’s where a budget comes into play. It basically helps the person to categorise and figure out how to efficiently process with their money.  Keep track of your after-tax income, the automatic deductions from your savings and the health and life care insurances. This can provide you with a clear understanding of how much money is being deducted automatically from your savings. You can also record your spending and savings using many online budgeting and savings tools and apps.  So there’s a very simple method to track and figure out a persons mon...

Top 5 apps for saving money Money saving and budgeting does not have to be difficult; It is simply a matter of taking the first step. I examined the best money saving apps that are available and compiled a handy list to get you started. Plum helps you to save money by analysing your spending and saving you money automatically using its algorithm and artificial intelligence. Plum has rating on , with 4.5 out of 5.0 stars from over 37.2k ratings. And on Trustpilot 77 percent of users rate it as 'Excellent,' with the majority praising its ability to help them save money and provide excellent customer service. It received a 'Bad' rating from 9 percent of users, with some users complaining about how long it takes for their money to be transferred back into their account. https://apps.apple.com/in/app/plum-save-money-and-invest/id1456139507 Chip Chip automatically deposits funds into your Chip account every 4 days. You can change the save level, and there are five to choose f...

TIPS TO STAY BUDGET CONSCIOUS Money is inevitable in our lives. Living on a small budget doesn’t mean you have to give up the good life. It is decisive for us to budget for it. Budgeting helps us to assess that how spend money with a useful purpose. Here, there are few steps that helps how to stay budget conscious. • Set your goals for use and saving of money that helps you to make crafty choice of your spending money. This goals are also helps you to learn about the things which are doing by yourself that can reduce your budget significantly. For example, instead of buying junk food you should make a food by yourself to reduce your expense and a food which is made by you is healthier also. • Quantify (calculating) that what is your income and what is your expense. That helps you to calculate your overall target. you have to make budget part for your expense from your overall income to reduce the unexpected uses. That save your money for the future expense. once you established some go...

Saving and budgeting can be stressful at first, but having a fixed goal can help you visualize a better future which can provide you motivation.  Following step-by- step gui de can help you  get started on how can you save  more on your budget: 1.  Maintaining adequate accounts: Accounting for your own expense can help you to be aware of the exact areas in which you are spending. If you notice some areas in  which the expenses are more tha n you may find alternate and cheaper ways of spending in that area. For e . g . : If the head in which you are spending the most is traveling, you may consider sharing your ride, you may consider not traveling during rush hours in order to save fuel, maintenance of your car will also help, etc.  Keeping track of your expenses will let you address the problem areas and will help you save in better and efficient ways.   2.  Bulk buying: In order to take advantage of this point maintaining your accounts is mandator...